Monthly Archives: March 2017

Suffering How To Deal With It

Once you’re involved in an auto accident many chain reactions can happen to you which you may not realize. An auto accident can be very hard to deal with as well as the pain and suffering that could follow many years to come. Many times when you’re in an accident you try not to seek medical attention. Most people do not realize that injuries can come later down the road. This is why getting prompt medical attention after an accident is very important. If you do incur pain and suffering it must be documented if you hope to recoup the added expense that it will cost you in the future. Let us take a closer look at pain and suffering after an accident and the steps you need to take.

If your injuries do need medical attention you need to keep accurate records if you hope to recoup lost wages and compensation for what you are going through. Make sure your doctor notes all the aches and pains you have from your accident and that it is documented. You will need this information when you talk to the insurance adjuster. By informing the insurance adjuster of the lingering issues of pain and suffering you are dealing it will be easier to reach a settlement. Many times the insurance adjustor will question your pain and suffering. This is why documentation is crucial to your success. Pain and suffering for many is tough to see so having as much proof as possible is the key. Most insurance companies will work with you, but if they will not the key is to have proper documentation.

Pain and suffering is something that can linger on for years and even the rest of your life. A lot of times people do not like to go through the hassle of keeping good records. The truth is if you are in an accident and got hurt and you’re not at fault you are in titled to compensation. Right now it may seem like a lot of work, but in the end it will be worth it. Pain and suffering is never easy to deal with and going it alone should not be an option for you. Compensation for your injuries is a right you have so exercise it if you need to do that.

Insurance Adjusters With Deal

How to deal with insurance adjusters can be a little scary to say the least. If you’re like most people, this will probably happen a few times in your life. It can be an experience that can be painful or painless depending if you know the fundamentals of dealing with the assigned insurance adjuster handling your claim. First things first let’s not assume that the adjuster is your personal friend and that he or she has your best interest at heart, this is just not true. Remember who keeps the bread and butter on the insurance adjusters table it’s the company he or she is employed by.

Now that we have those elementary fundamentals out of the way we can begin understanding how we are to deal with the Insurance Adjuster.

The Insurance Adjuster wants to settle the claim for the smallest amount possible while providing you the customer with satisfaction and value so that you will continue to patronize their company. The best way to deal with the insurance adjuster is to be honest and direct with the acting agent, but keep documentation to everything that you discussed, or give to the agent. If the agent is a professional they will understand the need for this to be the case.

Provide all receipts and documentation in a timely manner when asked by the adjuster. Make all appointments and meetings when asked. This will result in the case being settled in a faster and more equitable time frame. Never speak unprofessional to the acting agent and never discussed non important facts about your claim. Always keep the discussion in a tone of professionalism. Your agent goes through this same scene dozens of times a week and is a seasoned veteran to the “does and don’ts” of the craft of being an insurance agent the last thing they want is a hassle or long drawn out story about non related facts.